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Insurance for Automotive Businesses

Welcome to the insurancebroker.ca Small Business Insurance Centre for the automotive sector.

Businesses in the automotive sector require liability coverage for their premises and operations to cover property damage and bodily injury to third parties.

There is an additional exposure not covered under a Commercial General Liability policy or the Ontario Auto Policy. Businesses that accept vehicles from others for the purposes of selling, repairing, maintaining, storing, servicing, or parking are considered to be garage operations and require a Garage Automobile Policy. Such businesses also require a policy for liability arising from death, bodily injury, or property damage to third parties, accident benefits for personnel who may not be protected under another policy, and legal liability for physical damage to a customer’s automobile that may occur while the customer’s automobile is in the care, custody, or control of personnel for reasons directly related to the business.

To get started, choose your business from the list below or complete the on-line quote request form.

Air Conditioning Service
Automobile Repair Garage
Body Shops
Brake Repair Shops
Car Washes - Not Self Serve
Car Washes - Self Serve
Engine Rebuilding Shops
Glass, Windshield Repair
Lube/Oil Change Shops
Muffler Repair Shops
Parking Garage
Parking Lot
Rust Proofing Shops
Sound System Installation
Storage Garage
Tire Shops
Transmission Repair Shops
Tune-Up Service
Upholstery Repair Shops

If your business is not listed, it does not qualify for the small business program.  However, you may request a quote and we will process it through our Commercial Insurance Centre.
Business Insurance Resources

SR&ED Tax Incentive Program - A War Chest for Small and Mid-size Businesses

Accident

Personal Injury Liability

Absolute Liability

Named Insured

Professional Liability Insurance - Beware of a Lapse in Coverage

Have You Considered Your Business Insurance Lately?

Commercial Auto Insurance - Material Changes in Risk

Burglary

Robbery

More resources....

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